Buy-To-Let Mortgages


Helping you find the best Buy-To-Let deal

Whether you’re new to the buy-to-let mortgage market, interested in letting to buy, or you’re simply looking for a better deal, Heritage Mortgages can help you find the best buy to let mortgage.

As ‘whole of the market‘ experts we have the experience, the Lender contacts and the know-how to find you a competitive buy to let mortgage and help arrange it too. 

Our landlord clients range from those with one or two buy-to-let mortgages to experienced investors managing an entire property portfolio. Mortgage lenders will often assess buy-to-let mortgages on the earning potential of the property (i.e. the rental income) as well as normal earned income.

We have access to numerous Lenders with specialist buy-to-let products for all types of circumstances so whether you are looking to buy to rent for the first time, refinance for better rates or to expand a portfolio, we are here to help – contact us today.

Although Heritage Mortgages is regulated by FCA, most buy-to-let mortgages are not regulated by the FCA.

Other mortgage options


Homemovers or first time buyers, we’ll make sure it’s a smooth one!



We ensure your mortgage will continue to be as competitive as possible.


Call us to see how we could help


Heritage Mortgages have been fantastic to the clients of my accountancy practice. I know that they are in safe hands with Elliott because he offers impartial and honest advice that I can trust. Elliott is a caring, thorough and knowledgeable expert mortgage advisor. I wouldn’t use anyone else.


Heritage Mortgages is a trading style of Heritage Mortgage Advice Ltd which is authorised and regulated by the Financial Conduct Authority. Heritage Mortgage Advice Ltd is entered on the Financial Services register ( under reference 794556. Please note that Commercial Mortgages and some forms of Buy to Let Mortgages are NOT regulated by the Financial Conduct Authority. The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK.


Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.


There may be a £195 administration fee payable on application. There may also be a fee for mortgage advice, the charging of such a fee will depend on your circumstances but we estimate that it will be £300.


If you wish to register a complaint, please write to [email protected] or telephone 0113 8000 365. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 0234 567.


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